Lake Conroe, Montgomery County and Conroe real estate and homes for sale in Texas, waterfront, golf course properties - The Scheib Team, REALTOR® The Scheib Team REALTOR(r) for Lake Conroe, Montgomery County and Conroe, Texas real estate, waterfront, golf course properties - NUMBER1EXPERT™ The Scheib Team NUMBER1EXPERT(tm) for Lake Conroe, Montgomery County and Conroe, Texas real estate, waterfront, golf course properties
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The Scheib Team, REALTOR®, real estate agent and broker for Lake Conroe, Montgomery County and Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Nick and Theresa, a proven Lake Conroe, Montgomery County and Conroe, Texas NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?

A 
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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The Scheib Team, REALTOR®, real estate agent and broker for Lake Conroe, Montgomery County and Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Nick and Theresa Scheib
The Scheib Team

RE/MAX PREFERRED GROUP
18001 Hwy.105 W. #100
Montgomery, TX. 77356
Theresa Cell: 936-537-6467
Nick Cell: 936-537-0189
Office: 936-448-6700
Fax: 936-582-6777
Melissa-Office Assistant: 936-582-6125
nickandtheresa@NUMBER1EXPERT.com
theresas@remax.net

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CLHMS CDPE MLS Equal Housing ePro REALTOR


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